Top 5 Benefits of Automated Cash Application with Esker’s AI-Powered Solution

Cash application — the process of matching incoming payments to customer invoices — has long been a bottleneck in finance departments. Manual allocation is time-consuming, error-prone, and slows down cash flow.
Esker’s AI-powered Cash Application software revolutionises this process by automatically matching payments and remittance data across multiple formats, reducing manual effort and enabling real-time cash visibility. Leading companies using Esker Cash Application have achieved faster revenue recognition, fewer errors, and more efficient finance teams.
Here are the top five benefits of automated cash application and why organisations are turning to Esker to transform their accounts receivable operations.
 

1. Faster Payment Processing & Revenue Recognition

Manual matching and reconciliation often delay cash posting and reporting. With Esker Cash Application, payments are processed within minutes — not days.
 

• AI and machine learning identify and extract remittance data from PDFs, emails, customer portals, and bank files.
• Esker’s auto-matching engine links payments to invoices even with incomplete or inconsistent data.
• Example: Fletcher Steel cut processing time for 800+ line remittances from over two hours to just minutes using Esker’s solution.

Result: Reduced DSO, faster revenue recognition, and stronger cash flow.
 

2. Fewer Manual Errors & Operational Bottlenecks

When finance teams rely on manual entry, human error is inevitable. Automated systems eliminate repetitive data input and reduce risk.
 

• Esker applies AI-driven rules for exceptions such as discounts or partial payments.
• All remittances — email, EDI, portal or PDF — are centralised in one system.
• Built-in validation ensures correct allocations before posting to your ERP.

Result: More accurate reconciliations and fewer disputes or write-offs.

3. Real-Time Cash Flow Visibility & Control

Visibility into payment status helps finance leaders plan effectively and maintain liquidity.
 

• Custom dashboards in Esker’s platform show cash inflows, auto-match rates, and unapplied payments in real time.
• Seamless ERP integration (SAP®, Oracle®, Microsoft Dynamics, etc.) ensures up-to-date financial data.
• Actionable insights help finance teams forecast more accurately and act quickly on anomalies.

Result: Data-driven financial control and proactive cash management.

4. Higher Productivity & Employee Satisfaction

Manual reconciliation ties up skilled AR professionals with repetitive work. Automation releases them for higher-value activities like customer engagement and strategy.
 

• Esker’s intuitive interface and AI-assisted workflows streamline exception handling.
• Bulk allocation and intelligent suggestions help users resolve issues faster.
• Teams report improved job satisfaction and reduced stress from monotonous tasks.

Result: Greater efficiency, morale, and strategic contribution from AR teams.

5. Improved Customer Experience & Fewer Disputes

Timely and accurate cash application enhances customer relationships.
 

• Customers see their payments reflected faster and more accurately.
• Automatic identification of deductions and short payments prevents disputes.
• Integrated communication tools ensure quick resolution of payment issues.

Result: Happier customers, smoother transactions, and stronger long-term relationships.

Real-World Success: Fletcher Steel

Fletcher Steel, part of Fletcher Building, implemented Esker Cash Application to streamline its AR operations.
 

• Remittance processing time for complex payments (800+ lines) dropped from hours to minutes.
• Manual intervention reduced dramatically, freeing staff to focus on customer service.
• Cash allocation accuracy improved, supporting faster decision-making.

Result: Esker’s AI technology delivered measurable ROI through efficiency gains, reduced DSO, and enhanced visibility.

Why Choose Esker’s Automated Cash Application?

Esker’s solution stands out for its AI-driven intelligence, deep ERP integration, and end-to-end visibility across the Order-to-Cash cycle.
 

• Part of Esker’s Order-to-Cash suite, including Credit Management, Invoice Delivery, Collections, and Deductions.
• Synergy AI learns continuously from your data for improved accuracy over time.
• Flexible configuration for different payment methods, remittance formats, and business rules.
• Trusted by global brands to accelerate cash flow and improve financial performance.

Conclusion: Unlock Smarter, Faster Cash Application

Automating your cash application process isn’t just about saving time — it’s about unlocking efficiency, accuracy, and insight across your finance function.
With Esker’s AI-powered Cash Application, companies can transform their accounts receivable operations, gain real-time cash visibility, and achieve faster revenue recognition — all while improving customer satisfaction and team productivity.
Learn more about Esker Cash Application Automation and discover how Esker helps leading businesses reduce DSO, automate payment matching, and boost cash flow today.