AI-Driven Cash Application Software
Take control of your entire cash application process with Esker’s AI-driven solution. Built for large companies and complex receivables environments, it automates remittance capture, payment matching and exception handling while giving Finance teams the visibility and control they need to manage cash application with confidence.

Reach 90%+ cash application automation
From cash application complexity to working capital advantage
Transform your cash application process from a manual, reactive task into an intelligent accounts receivable (AR) performance driver. Modern cash application automation doesn’t just match payments to invoices faster — it turns remittance and payment data into actionable insights that improve cashflow visibility, reduce unapplied cash, and strengthen credit and collections performance.
Faster cash allocation
Use AI-driven matching and automation to apply cash faster and reduce manual effort across high-volume payment flows.
Unified visibility & governance
Give Finance teams real-time insight into allocation activity, unapplied cash and performance trends with stronger governance built in.
Increase AR operational efficiency
Help teams resolve exceptions faster, reduce rework and keep customer accounts cleaner across the receivables process.
Impact of cash application automation
90%+ touchless cash allocation Automate more allocations and reduce manual cash application.
95%+ faster remittance processing Process remittances faster with AI-driven data capture.
80%+ reduction in open deductions Identify deductions earlier and resolve them faster.
95%+ reduction in month-end unapplied cash Reduce unapplied cash and simplify month-end close.
How autonomous cash application works
Esker Cash Application automates payment processing from receipt to ERP posting in one connected, intelligent environment. Payments flow through an automated process that removes manual tasks, reduces errors and gives accounts receivables teams clear visibility on what to do next.
01
Centralize incoming payment information
Capture payment and remittance data from every channel in one unified workflow.
02
Extract & match with AI
Use Esker Synergy AI to extract key data and match payments to invoices with greater accuracy.
03
Resolve exceptions faster
Guide users through complex cases with intelligent suggestions, contextual information and collaboration tools.
04
Reconcile payments in real-time in the ERP
Keep customer accounts up to date across your ERP and AR environments.
05
Cash application automation performance dashboard
Track KPIs, payment activity and automation trends through customizable dashboards and reporting.